Terms of use

This website is published by American Heritage Insurance Brokers, Inc., an independent brokerage in Aurora, Colorado. We are not an insurance company. Descriptions of coverage on these pages are general. The policy contract controls.

Sending a form does not bind coverage, change a policy, start a claim, or create an agency relationship. A policy starts only after you accept a proposal and the carrier agrees in writing.

Quotes depend on the information you give us and on carrier underwriting. A number discussed by phone is not a binder.

Colorado law applies to disputes about this website. These terms are not a substitute for advice from your own lawyer.