Business Insurance

Every business is unique — the work you do, your employees, your contracts. We compare quotes from multiple major carriers and shape coverage around what your business actually does. That includes General Liability, Workers' Comp, Commercial Auto, BOP, Umbrella, and more. Licensed in Colorado since 2007.

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General liability

Shops, contractors, cleaners, and service companies usually need this before a landlord or a general contractor will let them start. We describe the job the way you do it, not with a one-size-fits-all category.

Commercial package

A package can cover the building or tenant improvements, business property, and liability in one contract. We separate what the landlord insures from what you still have to buy.

Commercial auto

Personal auto policies often exclude business use. If employees drive, or the company owns the truck, the vehicle belongs on a commercial form with the right radius and driver list.

Workers' Comp

Colorado requires workers' comp for most employers, even with a single employee. We set up the policy around your payroll and job classifications, and help with certificates when a client or general contractor asks for proof.

BOP

A Business Owner's Policy combines property and liability coverage, and often business income, in one contract built for smaller shops and offices. We sort out what your landlord's policy already covers, so you only buy what you actually need.

Commercial Umbrella

Commercial umbrella coverage adds higher limits on top of your general liability and commercial auto policies. It's often what a lease or contract calls for when the required limits exceed your base policy.